AUGUSTA, Maine (AP) — Maine residents who buy Affordable Care Act insurance are going to see modest increases in their premiums.

The Portland Press Herald reports (http://bit.ly/1Oqtbna) the state’s premiums will stay below the national average and significantly lower than the double-digit increases projected in some cities.

The ACA marketplace allows those without insurance to get subsidized benefits.

Preliminary state rate filings show the Community Health Options plan will rise an average of 0.5 percent next year. The plan slightly decreased in 2015.

Anthem Blue Cross Blue Shield patients will see an average increase of nearly 6 percent. Most Mainers who don’t have insurance with Community Health Options have Anthem plans.

All rate proposals must be approved by the state and insurers have regulatory review and negotiations before the rates are finalized.